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finance

Get a Head Start on Your Business Finances
Entrepreneur's Workplace

Get A Head Start On Your Business Finances

It can take a lot of money to start some businesses or improve the business finances, while others need next to nothing to get going. Whether you invest thousands in your new business or you barely put any money into it, looking after your finances from the beginning is essential.

If you want to give yourself a head start where your business finances are concerned, you should find the best ways to get on your feet as quickly as possible. There are some smart moves you can make to avoid getting into problems with cash flow or other issues later on.

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Employee's Workplace, New Worker

Landing A Job Despite Having Bad Credit

Oh yes – a poor credit rating can affect your chances of securing a job. Just ask the one in ten people who told a Demos survey that’s why they didn’t get a job. And, if you think they are over exaggerating, another study found that nearly 50% of employers conducted a credit check.

Why on earth would they do that if an applicant’s rating had no bearing on the decision process? Still, the good news is that you can beat the system in spite of this unfair barrier to employment.

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Employee's Workplace, Entrepreneur's Workplace, Inspiration

Take A New Career Path In 2018

People usually think of the new year new me saying as changing things about their physical selves or lifestyle. For example, the most common one to change is diet or fitness. But, at the same time these are both the hardest things to change.

So why not make your new year’s resolution one that is easy to stick to, and actually will dramatically change your life. A career change. There’s no point being stuck in a career you’re not happy in, so you might as well make arrangements to find a new career.

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What to take care of before retirement
Employee's Workplace, New Worker

What to Take Care of Before Retirement

So many times I’ve had to think of what life will be like after retirement. You are probably puzzled and wondering why I’ll be thinking of this when I’m not even so close to turning thirty!

The truth is that I can’t quite help it. I wouldn’t call myself much of a planner, but I do think of the future.

I follow some finance blogs, I read a lot about finance these days. Since relocating and having to learn about the credit system, mortgage and all that, it’s become important that I do since the only family I now have here, is that which I started haha: husband and I.

I try to learn more about savings, investments, etc. just to keep myself abreast.

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Inspiration

DIY | Personal Finance | Natural Hair

A few years ago I transitioned to natural hair for several reasons. One of the best parts is having to take care of my hair myself. This has helped me save money and improved my personal finance (at least in the aspect of hair care).

I can’t say it’s been extremely easy to make my hair myself, but in this video, I have shared my tips on how I’m able to do this.

Disclaimer:
DIY is not for everyone depending on how busy your schedule is. It’s okay to visit the salon once in a while (those are professionals), but if you want to live within a budget as a worker, then you should be willing to do some things yourself once in a while.

I hope this video inspires you and I hope you enjoy watching. Let me know in the comment section whether you make your hair yourself. What other thing do you do yourself?

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New Worker

5 Tips To Help New Graduates Live Comfortably On A Low Budget

New graduates with career prospects and goals in their chosen industry may go through financial challenges. It’s the same for a new entrepreneur as he/ she may also go through financial challenges during the initial stages of a business.

Early stages of one’s career can be pretty demanding. Envision having to survive with a start-up salary. Food, clothing, and shelter are the basic necessities of life. What happens if you feel you cannot afford these necessities?

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